Mobile Money and Financial Inclusion in India
This talk will explore the impact of mobile money on financial access and economic activity in India. Using granular and high-frequency transaction data from PayTM, one of the largest mobile money firm in India, and combining this with other spatially disaggregated data (such as satellite night-time lights and firm censuses), we document what factors drive the adoption of mobile money, and whether mobile payments help increase the resilience to shocks.